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Credit Card Basics

New to credit cards? Start here! Learn how they work, key terms like APR and credit limits, and how to use them responsibly. Your go-to guide for building a solid financial foundation—no jargon, just clarity.

Credit Card Basics

What Is Credit Card & How Do Credit Cards Work

June 28, 2025 by Arup Das
What Is a Credit Card

What Is A Credit Card? A Credit Card is a financial facility that enables you to make purchases on credit. It is issued by banks and allows you to borrow money up to a predetermined credit limit. As a Credit Cardholders, you can use your card to make all kinds of offline and online payments,

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