About Us

Welcome to MoneyXFactor.com, your go-to resource for credit cards, personal finance, and timely business news! Whether you’re a beginner looking to understand credit card basics or a seasoned pro tracking financial trends, we’re here to empower your money decisions.

Our Purpose

At MoneyXFactor.com, we provide:

  • Credit Card Guides: From rewards hacks to debt management.
  • Personal Finance Tips: Saving, investing, and budgeting made simple.
  • Business News & Trends:New! Consumer-focused updates on:
    • Credit card industry shifts (e.g., new regulations, card launches).
    • Financial tech innovations (e.g., digital wallets, crypto impacts).
    • Practical takeaways (e.g., “How the Fed rate hike affects your APR”).

Accuracy & Ethics

  • We adhere to the DNPA Code of Ethics for fair, unbiased reporting.
  • Fact-Checking Policy: Our team verifies data with authoritative sources (Federal Reserve, CFPB).
  • Corrections: Found an error? Email us at admin@moneyxfactor.com to request updates or clarifications.

Meet the Creator

Hi, I’m Arup Das, the founder of MoneyXFactor.com. With a Master of Commerce (M.Com) and over 25 years of corporate experience—including 13 years in the finance sector—I’ve spent decades decoding the complexities of money management.

My passion? Turning financial jargon into practical wisdom. From analyzing balance sheets to negotiating deals, I’ve seen how credit cards and smart finance strategies can transform lives when used right.

When I’m not writing, you’ll find me:

  • 📚 Devouring books (from Rich Dad Poor Dad to The Intelligent Investor) to bring you the best insights.
  • 💡 Simplifying trends (like Fed rate changes or fintech disruptions) so you stay ahead.
  • 🛠️ Testing tools (reward cards, budgeting apps) to recommend what actually works.

This blog is my way of paying it forward, because financial freedom shouldn’t be a secret.

Let’s grow your wealth, one smart decision at a time.

Mission & Values

We’re committed to:

  • Transparency: No sponsored bias—just facts.
  • Simplicity: Breaking down complex news into actionable insights.
  • Empowerment: Helping you turn information into financial wins.

Contact Us

Have a news tip or feedback? Reach us at:

  • Email: admin@moneyxfactor.com
  • Social Media: [Social Media Links]

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