Using a credit card to pay for day-to-day purchases is a smart idea. Paying with credit is convenient, it’s generally safer than using cash or debit, and it can be highly rewarding. Plus, if you’re using your cards responsibly, you’re building solid credit.
The basics of using a credit card are pretty simple: Buy something with it, earn rewards equal to a percentage of what you spent, and then pay your bill when it comes (ideally you’ll be paying it in full so you don’t get charged interest). But you can customize and optimize your credit card experience for greater value and protection. Here are seven tips everyone should know to get the most out of their cards.
